Disease-wise Health Insurance Policies in India (2025): Coverage, Benefits & Comparison
Disease Specific Health Insurance Guide Disease-Specific Health Insurance in India: Your Complete Guide to Specialized Coverage in 2025 As India battles a growing epidemic of non-communicable diseases, specialized health insurance has evolved from a luxury to a necessity. Here's everything you need to know about disease-specific coverage in 2025. The Growing Healthcare Crisis in India India is experiencing a dramatic shift in its disease burden. Non-communicable diseases (NCDs) like cancer, heart disease, diabetes, kidney failure, and stroke now account for the majority of healthcare costs and fatalities. With medical inflation consistently outpacing general inflation, families are finding themselves financially devastated by a single major illness. While the government's Ayushman Bharat scheme provides a safety net with ₹5 lakh annual coverage for hospitalization, it primarily covers inpatient care. The gap lies in specialized treatments, outpatient care, and comprehensi...